Risk profiles

It is said that everyone has a risk profile according to which they take their decisions. Opps, for those who do not know, ‘Risk Profile’ is simply the ability to take risk. The more risk you take in your day-to-day life, the steeper is your risk profile. We take more risk when we are young and the risk taking ability or urge diminishes as we grow old. Of course, different people at the same age could have diametrically opposite risk profiles.

Anyways, why I am writing this is for the fact that I seem to have a high risk profile. This is what happened today:

I went to the ATM to deposit cash (did you know you can do that?). I had two envelopes to deposit. I inserted my card, chose to deposit cash from the menu and slid the cash envelope on the beep. Wow, as soon as the ATM machine engulped the cash envelope, I got a message on the screen informing that my transaction has been cancelled! What do I do now?  Well somehow I knew that when the cash is cleared from the ATM machine, the bank will anyway acknowledge my deposit. So things are safe.

So far so good. Here’s where the risk profile comes in. Already knowing that there’s something wrong, I started another transaction to deposit cash on the same ATM! And guess what? The result was the same!

Well, just to ensure that I was thinking in the right direction, I called up the customer care. They assured that the deposits will be registered in 48 hours. So all should be well.

So am I someone with a high risk profile, or am I someone who is utterly stupid? Hmmm…tough call. Let’s see. If the deposits come through smoothly, I have a high risk profile. If for some reason they don’t then……………..Alright, I am utterly stupid.

Update: Just got a confirmation that both the deposits have been credited. So that proves that I have a high risk profile and I am not stupid